Archive for August, 2009

FINANCIAL ASSISTANCE SOS

One of the most worrying aspects of applying to college is working out how you are going to be able to pay for your studies. Check out our guide below to see the options that may be available to you.Need-Based Aid Need-based aid is money awarded based on the ability of you and your family to pay for college. To apply for most need-based aid, you need to first fill out the Free Application for Federal Student Aid (FAFSA). FAFSA is the determining factor controlling all federal aid programs, such as student loans and grants. Many other forms of financial aid for students, including college scholarships and private initiatives, will also use FAFSA information as a factor in determining who is eligible for their financial aid programs.Scholarships Like Merit aid, scholarships are another type of financial aid that you won't have to worry about paying back! The government, colleges, public institutions, private companies and religious groups are all possible sources of scholarships. Most are awarded based on specific criteria, such as your academic performance, extracurricular activities, community involvement, ethnic heritage or religious affiliation. Some scholarships are also need-based. No matter what the requirements, applications for scholarships are always hotly contested, ... [more..]

TUITION REIMBURSEMENT – A QUICK LIST OF WHAT TO EXPECT

Plenty of people use tuition reimbursement to find money for college to start or finish a college degree. These plans have much to offer. Take a look at how the pieces fit together and get started on that bright future.The Benefit: organizations offer tuition reimbursement so that you will do more for them, in terms of higher productivity, better systems you can set up for them, and making the company more marketable.The Requirements: what does your company require to participate? This is the place to start. Find out how to get into it and use it. I have listed most of the elements right here, but check to be sure you know your program.Time with the Organization: How long before you can use this benefit? Usually 6-12 months.University Application: you have to get accepted before you start. If you think this will hold you back, try starting at a junior college, in night classes, or distance classes. These two usually have lower acceptance requirements. Any application or test fees you will pay. Sort of the price to play the game.Cost Sharing: How much will the company pay? 75 to 80% is common, but many pay 100% in advance. This is ... [more..]

DISTANCE GRADUATE COURSES OPTIONS

For those who wish to pursue distance graduate courses as a credit option, you must first have obtained at least a four-year bachelor's degree from an accredited university. You should have also applied to the college which is offering the distance course(s) you want to take. Follow the deadlines and application procedures found somewhere on their website, under admissions.Maybe you just want to learn something new and are not necessarily looking to obtain a degree from taking this course. Many colleges offer an option to take a course, at a reduced rate, while not receiving credit when finished. This is a fantastic opportunity for senior citizens who choose to keep their minds and hobbies active. Seniors, in particular, might enjoy genealogy, art history, or psychology courses. Pick something you have always wanted to learn about, but never have gotten the chance. Stay at home parents could also take enjoyment from getting out of the house to interact with others, without stepping outside. Great courses could include computer programming, green energy concepts, or philosophy. You may find a whole new career just from auditing a class for enjoyment.Make sure that the course you are pursuing matched your goals. If you are ... [more..]

HOW ASTRIVE STUDENT LOANS CAN HELP YOU PAY FOR COLLEGE AND GRAD SCHOOL TUITION AND EXPENSES

Many students choose Astrive student loans as a solution to pay for their education. They are available in several programs and the company provides assistance for the selection of the package that best suits individual needs. Astrive student loans are private programs that you can contract through the Union Federal Savings Bank.There are two things you should focus on when considering to apply: the eligibility criteria and the contract terms and conditions.First of all, in terms of paperwork, you should provide proof of income, proof of enrollment, credit reports, citizenship status and some personal references. Only then the actual selection for Astrive student loans begins. Borrowers who qualify after the filing of their documents ought to meet the following requirements:- they should be permanent residents or US citizens;- international students are also accepted as long as they have a co-signer with US citizenship or the right to permanent residence;- applicants must be enrolled at least half - time; the school has to be eligible;- students must be at least 17 and have a co-signer in case they have not turned the age of majority;- residents of Iowa, Texas, Washington and Wisconsin are not accepted (this criterion does not apply to ... [more..]

SCHOLARSHIPS FOR MOMS GOING BACK TO SCHOOL

Let me congratulate you - you're a mom and you want to further your education. Well done! Scholarships for moms going back to school provide an excellent way to undertake study without stressing about how on earth you are going to find the money to pay for those tuition fees.Let's assume that you have applied for a scholarship or two. Hopefully you have found some that have been made with moms in mind. These are the best scholarships to get because they cater exactly to your needs as a mother.So it's time to start deciding upon a course to do at college. Here are some quick tips:1. Think AheadIt is all well and good to find a program that looks interesting, but will it get you where you wish to be in future? Think ahead and do the course that will help you the most.2. Pre-requisitesAre there are skills that you'll need to show in order to get into your chosen program? Find these out before you apply, but in most cases you probably won't need any prior qualifications.3. Money vs InterestsIt is important to find a balance in your career between something you really like to do and something ... [more..]

BEST GUIDE TO MILITARY COLLEGE GRANTS INFORMATION

Military college grants were initially created to allow those brave men and women who serve in the military an opportunity to pursue higher education. It was discovered that in a lot of situations the same military personnel that were protecting our country were not in the financial situation to get college degrees. The grant opportunity is also extended to their families as well. This article will focus on information related to military college grants.Military Educational AwardsThe military offers different but similar educational money awards for the different areas of the military. This is as follows: Army Awards Spouse Education Assistance Program Offers up to $350/term for school Navy Awards Spouse Tuition Aid Program Offers up to $1500/year for undergraduate studies. Offers up to $1750/year for graduate studies. Available for part and full-time students. Air Force Awards General Henry H. Arnold Education Grant Program Offers up to $2000/year for higher education. Available for spouses and children of active and deceased air force personnel. Award is need based using tuition cost and income as determining factors. Marines Awards Enlisted Commissioning Program Marine Enlisted Commissioning Education Program Medical Enlisted Commissioning If ... [more..]

4 STEPS TO EFFECTIVE STUDYING

In this article I am going to share some of the techniques that I usually advise my student during physics tuition lessons. These are going to be 4 simple techniques that will help you to study more effectively and save time.Firstly, set up a timetable for your study or revision. This should ideally be done throughout your education and just during examination time. This schedule will sort of allocate your time for consistent revisions and studies. Doing this will ensure that you spend your time effectively. However, it is important that you stick to the schedule. Initially it is going to take a lot of self discipline. As you go along, it should become a habit. It is important to schedule realistic time for your studies. For example, you should allocate enough time for subjects or topics that you find more difficult. Also, it is important to allow time for recreation and social activities. This can help to refresh your mind and helps you to perform better during study time.Next, start by studying for short periods of time and gradually building up to longer periods of time. This is an important technique for people with low concentration span. If you ... [more..]

US UNEMPLOYMENT RATES DOWN IN AUGUST

Housing prices have leveled in the majority of the US and the Fed, worried about an economic slowdown, leaves rates unchanged. These are legitimate red flags for us business owners to be concerned about the expectations of the economy and the future of our businesses. Should we hire or should we minimize some of our resources to prepare our companies for a near future economic slip?Well, according to an article on ABC News - A hiring revival pulled the nation's unemployment rate down to 4.7 percent in August and flashed a Labor Day weekend message that the slowing economy isn't in danger of fizzling out.The latest snapshot, released by the Labor Department on Friday, was a bit brighter than expected and eased some fears that the economy weighed down by a housing slump might tip into recession."This provides some peace of mind," said Oscar Gonzalez, economist at John Hancock Financial Services.Employers boosted payrolls by 128,000 in August, an improvement over the 121,000 jobs created in July. Schools, hospitals, financial firms, computer-design shops and construction companies were among those posting employment gains last month. That helped to blunt job cuts in manufacturing, retailing, trucking and elsewhere.On Wall Street, the employment ... [more..]

SINGLE MOM SCHOLARSHIPS AND GRANTS – GIVING THE MUCH NEEDED ASSISTANCE OF SINGLE MOTHERS

Having both a college education and a child are two challenging roles for a woman. Most of the time, she may have to give up one of the two in order to survive the daily demands of her life. Since mothers cannot simply abandon their children, then they opt to halt their education and reserve it for a much later time. However, not all mothers are given the opportunity to pursue their college degrees especially in the case of single mothers who only rely on themselves to raise their children.Awarding Single MothersIt is because of such a reality that single mom scholarships and grants are being awarded by the government in order to help out single mothers who may not have much but definitely want to finish their education. This kind of assistance is a huge step for mothers to follow their academic dreams while not having to worry about balancing their finances between school and family.Benefits From The ScholarshipsThe best thing about these single mom scholarships and grants is that they are able to pay for the mother's full tuition fee. In fact, these scholarships can even pay for them for the whole academic year. This way, the mother ... [more..]

GRADUATE SCHOOL SCHOLARSHIPS

A good education has a high price and yearly increases in the cost of living makes attending a good graduate school quite expensive. One of the most important factors people consider while applying to a graduate school is the cost involved. Student loans and scholarships are the two options open to students to help them overcome this financial hurdle. The amount of scholarships offered in the U.S. is astounding. There are several scholarships easily available but the criteria may differ from university to university.Every school has a financial aid center that helps students with information about available scholarships. All options should be explored. Parents, friends, teachers, and the Internet all are possible sources that should be tapped for information regarding funding.The U.S. government helps in its own way. FAFSA, which stands for Free Application for Federal Student Aid is one such government aid. While granting funding to a student FAFSA takes into account students' parents' earnings. Amounts are fixed on this basis. A point to be noted here is that grants need not be paid back, but loans do.There is a lot of money available in scholarships; all you need is a lot of extensive research and hard work to ... [more..]

ONLINE COLLEGES: IS FINANCIAL AID AVAILABLE?

One of the frequently asked questions about attaining an education is whether or not financial aid is available. This is a very legitimate question to ask in regards to online colleges.Typically, online colleges participate in many of the same grant and loan programs as traditional colleges and universities. Financial aid programs, such as the Federal Pell Grant is designed to help students with tuition cost. Another program, known as the Federal Supplemental Education Opportunity Grant, commonly referred to as "FSEOG," is a grant program that is awarded and based on extreme financial need. This particular grant is often facilitated by students who are seeking a conventional or online degree.Colleges online will frequently take part in loan programs like the Federal Stafford Student Loan, and additional loan programs as well. Just like any traditional schools, online colleges will provide information to students about filling out the FAFSA (Free Application for Federal Student Aid) online, and encourage prospective students to do so.Another great opportunity that online colleges provide for their students is scholarship funding. Yes, even a number of online colleges award scholarships to students based on fund availability, amount of applicants and student GPA. Students that are seeking an online bachelor ... [more..]
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