Tuition Reference

Archive for the ‘Graduate’ Category

With hundreds of students choosing to stay in school to get a graduate degree nowadays, it is important for these individuals to know what to look for when choosing a graduate school based on facts alone. Especially when it comes to law school, a prominent Milwaukee attorney and a Milwaukee lawyer, who teaches law school at the local university, did a study about why people look at factual information before anything else when it comes to narrowing down a final list of graduate schools to visit. The study found that people use this information to make sure they are within the ranges of the school's standards. Below is a list of things to look for as you determine which graduate schools to visit:1. You want to look at their acceptance rate. A lower acceptance rate usually means the school is more selective. Although, the acceptance rate does also depend on the amount of dorms available and how big the school wants the classes to be.2. One of the most important indicators of a good school is their job placement rate. You should look at the percentage of people who get jobs after graduation, but you also want to look at their time ... [more..]

Top Ten Colleges for Successful Graduate PercentagesThe top ten colleges for successful graduate percentages is a unique list of colleges and universities. The list consists of many small and virtually unknown schools; you will not find any largely athletic schools in this list.These schools offer a diverse selection of Bachelor's degrees and are both public and private. Many of these colleges offer Bachelor's of Science degrees and Liberal Arts degrees.Here is the top ten list of colleges for successful graduate percentages:1. Cooper Union for the Advancement of Science and Arto New Yorko Graduation rate of 82.5%o Architecture, Art, Engineering, Humanities & Social Sciences2. United States Air Force Academyo Coloradoo Graduation rate of 81.3%o Sciences, Humanities, Engineering, Social Sciences and Interdisciplinary Majors3. St. Joseph's Collegeo New Yorko Graduation rate of 77%o Arts, Sciences and Finance4. Messiah Collegeo Pennsylvaniao Graduation rate of 76.7%o Christian College of Liberal Arts and Applied Sciences5. Taylor University-Uplando Indianao Graduation rate of 76.4%o Arts, Biblical Studies, Sciences, Business, Computer Systems and Humanities6. Susquehanna Universityo Pennsylvaniao Graduation rate of 76.1%o Music, Graphic Design, Writing and Education7. United States Merchant Marine Academyo New Yorko Graduation rate of 71.8%o Marine Engineering, Marine Transportation, Marine Operations, Marine Shipyard Operations8. United States Coast Guard Academyo Connecticuto Graduation rate of 69.7%o Civil, Mechanical, Electrical and Marine Engineering, Government, Management, Naval Operations, Applied Mathematics9. Maine Maritime Academyo Maineo Graduation rate ... [more..]

1. Comparison of Grad PLUS or graduate student loans with Private LoansInterest Rates - While GradPLUS or graduate student loans offer a fixed interest rate for the term of the loan, private loans tend to have a variable rate based on your credit score and credit history and may increase or decrease according to market conditions.Repayment - Graduate student loans are based on a 10-year repayment while private loans offer variable repayment terms mostly in the range of 12-30 years.Consolidation - Graduate student loans may be consolidated with other federal education loans such as Stafford or Direct Plus while private loans are more of personal loans with no consolidation features. The consolidation loan program in GradPLUS allows for better debt management and repayment options.Credit Scores - Although both require a credit check, graduate student loans have a lighter sentence and are open to people with bad credit. Private loans are stricter in their credit check and may even look at your FICO scores, debt to income ratio, income employment status and other credit factors. You may also need a creditworthy co-signer to approve the loan.Deferment and Forbearance - GradPLUS loans are federal loans offering same payment deferment and forbearance options ... [more..]

You hear it in the news about once every three months it seems. But what exactly does it mean when the fabled Federal Reserve makes one of their "rate cuts?" If you're looking for a home, you might not see an immediate change in your financial situation. But that doesn't mean things won't change for you over the next several months.The Federal Reserve Board creates economic policy by combining the reports of economic conditions from twelve regional and powerful banks. These banks look at global and national economic conditions and make their suggestions for how lending should be regulated and controlled.You might hear terms like "interest rates," "discount rates," and the "federal funds target rates." What they are talking about is the collective power of the Board to regulate the buying and selling of securities, they set the cost of credit, they set the discount rates for banks to borrow directly from the central bank, and they determine the terms for how member banks borrow money from each other.Banks can borrow money in two main ways when they want to use funds insured by the Federal Reserve. They can borrow directly from the Board using the "discount" rate. They can ... [more..]

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